Distribution Planning Support

Employees need to know not only the importance of saving money for retirement, but also how to plan for when they spend it. Distribution Planning is the systematic conversion of assets to income. A good distribution plan can help their money last a lifetime.

In retirement they will need to consider maintaining their standard of living, enduring market volatility and coordinating income sources, including Social Security benefits. Your employees should understand the benefits of combining multiple qualified accounts, how best to time their distributions to avoid tax penalties and how to support their changing needs in retirement. Let us help educate your employees on this critical component of their retirement plan.

Our services include:

• Monthly Newsletters and other Communication Materials
• Personal Investment Consultations
• On-site Employee and Employer Education Seminars

Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc., member FINRA (www.finra.org), SIPC (www.sipc.org), and a Registered Investment Advisor. Filice Retirement Services and Woodbury Financial Services, Inc. are not affiliated entities. Registered for securities in California and licensed for insurance in California and Oregon. Investment Advisor Representatives – Erik Jensen, License # OC13503 – John Hitch, License # OD78567 – Laurel Packham, License # OD78963 – George Fraser, License #O345438.